The age factor
My age played a huge role in the deciding factor of whether I should have a check up or not. Apart from contemplating, I battled with prioritizing my health care cohesively with my financial diet. The truth is 20 somethings don’t too often have their ducks in a row in terms of having accessible cash in case their medical aid don’t cover xyz, Personally I didn’t neither did any of my friends who are on a similar medical aid plan as mine . My previous budget had a savings which allowed me to be flexible for cases such as this . My recent move required my savings to be cashed out . Being realistic and always trying to keep things 100 with you. There are instances where your savings will be maxed and in this case what do you do? Do you just shrug off that unsurity that you have or do you become proactive with your budget? My credit card is meant for emergencies only but we know how the story goes with that initial intention. You tempted to splurge on anything else .
No guys not the Disney animation but my awful deceiving ways,
My short term goals are more of a priority than my long term health. That has pretty much been my lifestyle since entering into adulthood. Chasing goals more trendy like buying that car ,maintaining rentals, being able to travel, live or study abroad etc, but Getting an expensive check up isn’t exactly complementary towards the goal flow.
What are the odds that you could be in danger
When you assume it could never happen to you or question whats the rush you have all the time to get there .Perhaps you buy into The myth that women over the age of 40 should only be examined. A lot of young girls might have this painful or unsure breast tenderness but it’s not too severe so they take light of it. Trust me I was in your shoes if this is you. Shrugging off any unsurity doesn’t add confidence to your well being.
What are the odds of adding more confidence in to your well being
The odds has risen from 50% to 80% At least for me . I feel like I have a few steps to go before I am totally confident with my heath care. I eat as healthy as I can. I eat mostly cooked meals . Getting caught at a mcds or any fast food restaurant is rare. I don’t work out but I do long walks all the time. I am in the process of getting all the things that worry me off my chest for example my breast examination. Now that I have gone through this experience. I would love for you to find confidence in just doing it. There were tons of reasons that enabled procrastination.
This experience has taught me the fundamentals of investing into your health care flexibility. Paying a monthly fee for medical aid is not enough. You have to secure an emergency kit for your health care. Separate from that savings kit that’s flexible for a move,a flight etc,
Encouraging your friends to try and take something away from your personal experience is a beautiful thing.
Benefits of Just doing it
- You are proactive no matter the outcome
- You are bound to learn something new you can share with someone else
- You will feel better about getting it over and done with
The short term goals wont mean anything without longevity in your health care. Being proactive is key .
Personal Budget : Try and save accessible cash in a flexi investment section
- Fnb has this cool pocket saving option that is flexible in South Africa
- If You don’t bank with Fnb visit your bank for info on accounts similar to this
- The Post office have Visa cards you can open from as little as R10 which is great for flexible savings
The following links are helpful for health care budget assistance for a “20 something”
The following links are informative for proactive measures